Our auto insurance is out of this world. Granted, we haven't had to file a claim yet—knock the wood, as Mr. Yu says—but we have still gotten our money's worth. It's very cheap, $300 for a year. With this comes a full set of benefits. When we lock our keys out of the car, someone comes and lets us in at no extra charge. When we blow a tire, someone comes and replaces it, no charge. If we are bad enough planners to run out of gas, someone will come and give us some gas. It's time to renew our policy, and the insurance agent called me and offered to come visit my office so that I can pay and fill out the paperwork. It's going to be hard to go back to our old “pay a fortune and pray you never have to file a claim” stateside policy.
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